Call reports 2023
FSNB, NATIONAL ASSOCIATION — 2023
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 500,480,000 | 485,291,000 | 473,804,000 | 473,128,000 |
| Total loans | 153,654,000 | 153,787,000 | 158,509,000 | 155,713,000 |
| Allowance for loan losses | 3,036,000 | 3,000,000 | 2,933,000 | 2,896,000 |
| Securities available for sale | 171,596,000 | 166,708,000 | 158,706,000 | 163,391,000 |
| Securities held to maturity | 70,473,000 | 70,510,000 | 70,299,000 | 70,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,871,000 | 400,219,000 | 392,233,000 | 385,729,000 |
| Interest-bearing deposits | 392,721,000 | 379,559,000 | 371,778,000 | 365,896,000 |
| Noninterest-bearing deposits | 20,150,000 | 20,660,000 | 20,455,000 | 19,833,000 |
| Equity capital | 63,697,000 | 60,163,000 | 56,574,000 | 65,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,887,000 | 7,756,000 | 11,777,000 | 15,878,000 |
| Interest expense | 357,000 | 629,000 | 937,000 | 1,261,000 |
| Net interest income | 3,530,000 | 7,127,000 | 10,840,000 | 14,617,000 |
| Noninterest income | 11,563,000 | 23,017,000 | 35,274,000 | 46,693,000 |
| Noninterest expense | 11,102,000 | 22,377,000 | 33,734,000 | 44,549,000 |
| Provision for loan losses | 362,000 | 877,000 | 1,412,000 | 2,023,000 |
| Pretax income | 3,524,000 | 6,891,000 | 11,326,000 | 15,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,524,000 | 6,891,000 | 11,326,000 | 15,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,003,000 | 68,620,000 | 70,305,000 | 70,935,000 |