Call reports 2022
FSNB, NATIONAL ASSOCIATION — 2022
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 495,152,000 | 488,120,000 | 474,961,000 | 476,954,000 |
| Total loans | 152,333,000 | 159,378,000 | 161,104,000 | 153,230,000 |
| Allowance for loan losses | 3,275,000 | 3,213,000 | 3,196,000 | 3,140,000 |
| Securities available for sale | 200,367,000 | 187,896,000 | 176,343,000 | 172,279,000 |
| Securities held to maturity | 54,978,000 | 66,129,000 | 65,458,000 | 70,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,053,000 | 397,575,000 | 407,815,000 | 398,460,000 |
| Interest-bearing deposits | 396,885,000 | 378,349,000 | 386,435,000 | 377,995,000 |
| Noninterest-bearing deposits | 19,168,000 | 19,226,000 | 21,380,000 | 20,465,000 |
| Equity capital | 67,730,000 | 59,665,000 | 54,716,000 | 57,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,600,000 | 5,701,000 | 9,084,000 | 12,708,000 |
| Interest expense | 137,000 | 303,000 | 558,000 | 904,000 |
| Net interest income | 2,463,000 | 5,398,000 | 8,526,000 | 11,804,000 |
| Noninterest income | 12,390,000 | 25,258,000 | 37,821,000 | 50,525,000 |
| Noninterest expense | 11,135,000 | 22,532,000 | 34,116,000 | 45,200,000 |
| Provision for loan losses | 535,000 | 1,129,000 | 1,799,000 | 2,402,000 |
| Pretax income | 3,951,000 | 6,449,000 | 9,678,000 | 14,237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,951,000 | 6,449,000 | 9,678,000 | 14,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,292,000 | 65,790,000 | 66,519,000 | 67,478,000 |