Call reports 2021
FSNB, NATIONAL ASSOCIATION — 2021
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 512,664,000 | 503,665,000 | 483,603,000 | 498,870,000 |
| Total loans | 156,178,000 | 153,210,000 | 143,564,000 | 152,523,000 |
| Allowance for loan losses | 3,322,000 | 3,301,000 | 3,280,000 | 3,285,000 |
| Securities available for sale | 185,918,000 | 254,544,000 | 207,051,000 | 205,611,000 |
| Securities held to maturity | 21,162,000 | 20,929,000 | 20,342,000 | 20,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,950,000 | 401,490,000 | 394,415,000 | 410,600,000 |
| Interest-bearing deposits | 406,174,000 | 380,883,000 | 375,032,000 | 387,165,000 |
| Noninterest-bearing deposits | 19,776,000 | 20,607,000 | 19,383,000 | 23,435,000 |
| Equity capital | 73,102,000 | 75,835,000 | 74,683,000 | 78,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,703,000 | 5,524,000 | 8,147,000 | 10,726,000 |
| Interest expense | 135,000 | 275,000 | 413,000 | 549,000 |
| Net interest income | 2,568,000 | 5,249,000 | 7,734,000 | 10,177,000 |
| Noninterest income | 12,264,000 | 24,925,000 | 38,028,000 | 51,876,000 |
| Noninterest expense | 11,274,000 | 22,666,000 | 34,111,000 | 44,951,000 |
| Provision for loan losses | 42,000 | 242,000 | 689,000 | 1,236,000 |
| Pretax income | 4,459,000 | 8,354,000 | 13,052,000 | 18,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,459,000 | 8,354,000 | 13,052,000 | 18,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,308,000 | 64,103,000 | 64,801,000 | 65,742,000 |