Call reports 2020
FSNB, NATIONAL ASSOCIATION — 2020
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 400,200,000 | 447,382,000 | 451,635,000 | 494,549,000 |
| Total loans | 164,057,000 | 159,412,000 | 171,051,000 | 164,743,000 |
| Allowance for loan losses | 3,208,000 | 3,279,000 | 3,332,000 | 3,306,000 |
| Securities available for sale | 119,390,000 | 136,700,000 | 183,259,000 | 189,693,000 |
| Securities held to maturity | 28,388,000 | 28,112,000 | 27,548,000 | 24,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,765,000 | 365,821,000 | 360,304,000 | 406,116,000 |
| Interest-bearing deposits | 308,889,000 | 346,581,000 | 341,727,000 | 384,531,000 |
| Noninterest-bearing deposits | 14,876,000 | 19,240,000 | 18,577,000 | 21,585,000 |
| Equity capital | 64,672,000 | 67,579,000 | 70,927,000 | 73,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,967,000 | 5,752,000 | 8,726,000 | 11,622,000 |
| Interest expense | 177,000 | 309,000 | 446,000 | 584,000 |
| Net interest income | 2,790,000 | 5,443,000 | 8,280,000 | 11,038,000 |
| Noninterest income | 13,522,000 | 25,079,000 | 37,863,000 | 51,541,000 |
| Noninterest expense | 12,227,000 | 23,449,000 | 35,291,000 | 47,320,000 |
| Provision for loan losses | 746,000 | 986,000 | 1,484,000 | 1,651,000 |
| Pretax income | 2,253,000 | 5,574,000 | 8,148,000 | 13,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,253,000 | 5,574,000 | 8,148,000 | 13,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,292,000 | 59,714,000 | 62,288,000 | 61,649,000 |
| Total capital | 61,563,000 | 61,984,000 | 64,606,000 | 63,902,000 |
| Risk-weighted assets | 180,746,000 | 180,574,000 | 184,459,000 | 179,165,000 |