Call reports 2019
FSNB, NATIONAL ASSOCIATION — 2019
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 399,638,000 | 384,571,000 | 373,022,000 | 391,892,000 |
| Total loans | 151,885,000 | 150,764,000 | 156,858,000 | 157,248,000 |
| Allowance for loan losses | 3,136,000 | 3,108,000 | 3,148,000 | 3,161,000 |
| Securities available for sale | 103,353,000 | 101,717,000 | 96,692,000 | 94,087,000 |
| Securities held to maturity | 32,859,000 | 31,901,000 | 29,422,000 | 29,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,902,000 | 308,623,000 | 298,046,000 | 315,578,000 |
| Interest-bearing deposits | 307,974,000 | 293,757,000 | 282,441,000 | 298,478,000 |
| Noninterest-bearing deposits | 14,928,000 | 14,866,000 | 15,605,000 | 17,100,000 |
| Equity capital | 60,961,000 | 61,844,000 | 62,017,000 | 63,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,999,000 | 5,995,000 | 8,976,000 | 11,899,000 |
| Interest expense | 162,000 | 324,000 | 493,000 | 680,000 |
| Net interest income | 2,837,000 | 5,671,000 | 8,483,000 | 11,219,000 |
| Noninterest income | 13,206,000 | 27,326,000 | 41,900,000 | 56,946,000 |
| Noninterest expense | 11,564,000 | 23,869,000 | 36,259,000 | 48,453,000 |
| Provision for loan losses | 783,000 | 1,554,000 | 2,734,000 | 3,757,000 |
| Pretax income | 3,667,000 | 7,513,000 | 11,276,000 | 16,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,667,000 | 7,513,000 | 11,276,000 | 16,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,362,000 | 59,291,000 | 59,207,000 | 60,099,000 |
| Total capital | 61,627,000 | 61,558,000 | 61,433,000 | 62,315,000 |
| Risk-weighted assets | 180,323,000 | 180,557,000 | 177,146,000 | 176,345,000 |