Call reports 2018
FSNB, NATIONAL ASSOCIATION — 2018
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 412,618,000 | 400,674,000 | 374,797,000 | 383,350,000 |
| Total loans | 145,660,000 | 148,890,000 | 152,411,000 | 150,506,000 |
| Allowance for loan losses | 2,794,000 | 2,827,000 | 2,919,000 | 3,031,000 |
| Securities available for sale | 102,194,000 | 102,950,000 | 99,773,000 | 103,212,000 |
| Securities held to maturity | 35,871,000 | 35,788,000 | 34,985,000 | 34,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,487,000 | 325,069,000 | 300,006,000 | 310,013,000 |
| Interest-bearing deposits | 319,175,000 | 306,571,000 | 284,772,000 | 292,462,000 |
| Noninterest-bearing deposits | 18,312,000 | 18,498,000 | 15,234,000 | 17,551,000 |
| Equity capital | 59,471,000 | 59,340,000 | 59,196,000 | 58,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,847,000 | 5,703,000 | 8,668,000 | 11,639,000 |
| Interest expense | 162,000 | 330,000 | 497,000 | 663,000 |
| Net interest income | 2,685,000 | 5,373,000 | 8,171,000 | 10,976,000 |
| Noninterest income | 13,655,000 | 27,456,000 | 41,403,000 | 56,222,000 |
| Noninterest expense | 11,906,000 | 23,862,000 | 35,784,000 | 48,178,000 |
| Provision for loan losses | 870,000 | 1,791,000 | 3,060,000 | 4,167,000 |
| Pretax income | 3,567,000 | 7,309,000 | 10,918,000 | 15,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,567,000 | 7,309,000 | 10,918,000 | 15,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,350,000 | 58,452,000 | 59,298,000 | 58,479,000 |
| Total capital | 60,635,000 | 60,713,000 | 61,550,000 | 60,742,000 |
| Risk-weighted assets | 182,256,000 | 180,298,000 | 179,500,000 | 180,295,000 |