Call reports 2017
FSNB, NATIONAL ASSOCIATION — 2017
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 410,156,000 | 394,507,000 | 388,839,000 | 387,568,000 |
| Total loans | 145,226,000 | 146,838,000 | 150,424,000 | 150,526,000 |
| Allowance for loan losses | 2,909,000 | 3,001,000 | 2,673,000 | 2,728,000 |
| Securities available for sale | 112,874,000 | 110,597,000 | 107,368,000 | 105,218,000 |
| Securities held to maturity | 35,568,000 | 36,324,000 | 35,313,000 | 35,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,462,000 | 319,679,000 | 314,194,000 | 312,684,000 |
| Interest-bearing deposits | 320,069,000 | 303,978,000 | 298,091,000 | 296,138,000 |
| Noninterest-bearing deposits | 16,393,000 | 15,701,000 | 16,103,000 | 16,546,000 |
| Equity capital | 58,935,000 | 59,173,000 | 59,805,000 | 60,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,795,000 | 5,678,000 | 8,545,000 | 11,448,000 |
| Interest expense | 162,000 | 322,000 | 484,000 | 637,000 |
| Net interest income | 2,633,000 | 5,356,000 | 8,061,000 | 10,811,000 |
| Noninterest income | 13,772,000 | 28,161,000 | 42,491,000 | 57,592,000 |
| Noninterest expense | 12,006,000 | 23,787,000 | 35,359,000 | 46,947,000 |
| Provision for loan losses | 994,000 | 2,052,000 | 3,357,000 | 4,555,000 |
| Pretax income | 3,471,000 | 7,749,000 | 11,945,000 | 17,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,471,000 | 7,749,000 | 11,945,000 | 17,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,371,000 | 56,914,000 | 57,298,000 | 58,106,000 |
| Total capital | 59,684,000 | 59,230,000 | 59,637,000 | 60,443,000 |
| Risk-weighted assets | 184,441,000 | 184,629,000 | 186,796,000 | 186,554,000 |