Call reports 2012
FSNB, NATIONAL ASSOCIATION — 2012
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 396,340,000 | 393,100,000 | 344,235,000 | 374,075,000 |
| Total loans | 52,116,000 | 49,097,000 | 53,505,000 | 54,909,000 |
| Allowance for loan losses | 3,130,000 | 3,174,000 | 3,105,000 | 3,042,000 |
| Securities available for sale | 234,320,000 | 221,512,000 | 215,329,000 | 238,547,000 |
| Securities held to maturity | 7,497,000 | 7,499,000 | 7,500,000 | 7,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,238,000 | 346,243,000 | 284,180,000 | 293,780,000 |
| Interest-bearing deposits | 334,557,000 | 328,626,000 | 270,821,000 | 277,502,000 |
| Noninterest-bearing deposits | 15,681,000 | 17,617,000 | 13,359,000 | 16,278,000 |
| Equity capital | 37,931,000 | 38,936,000 | 42,429,000 | 40,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,251,000 | 7,766,000 | 10,282,000 |
| Interest expense | 437,000 | 869,000 | 1,242,000 | 1,591,000 |
| Net interest income | 2,162,000 | 4,382,000 | 6,524,000 | 8,691,000 |
| Noninterest income | 13,201,000 | 27,184,000 | 40,881,000 | 55,392,000 |
| Noninterest expense | 12,311,000 | 24,948,000 | 37,322,000 | 49,902,000 |
| Provision for loan losses | 1,327,000 | 3,035,000 | 4,976,000 | 6,881,000 |
| Pretax income | 1,568,000 | 3,370,000 | 4,869,000 | 6,997,000 |
| Income tax | 0 | 0 | 0 | 133,000 |
| Net income | 1,568,000 | 3,370,000 | 4,869,000 | 6,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,349,000 | 37,211,000 | 37,628,000 | 38,649,000 |
| Total capital | 38,154,000 | 38,977,000 | 39,424,000 | 40,488,000 |
| Risk-weighted assets | 143,197,000 | 139,893,000 | 142,399,000 | 145,945,000 |