Call reports 2011
FSNB, NATIONAL ASSOCIATION — 2011
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 350,665,000 | 352,144,000 | 382,843,000 | 366,212,000 |
| Total loans | 66,354,000 | 66,010,000 | 57,293,000 | 55,607,000 |
| Allowance for loan losses | 2,884,000 | 2,945,000 | 2,869,000 | 2,934,000 |
| Securities available for sale | 185,450,000 | 193,568,000 | 191,466,000 | 195,282,000 |
| Securities held to maturity | 5,026,000 | 7,493,000 | 7,494,000 | 7,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,123,000 | 309,409,000 | 337,727,000 | 324,356,000 |
| Interest-bearing deposits | 296,765,000 | 293,352,000 | 323,145,000 | 309,218,000 |
| Noninterest-bearing deposits | 15,358,000 | 16,057,000 | 14,582,000 | 15,138,000 |
| Equity capital | 33,084,000 | 35,652,000 | 35,868,000 | 35,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,701,000 | 8,525,000 | 11,242,000 |
| Interest expense | 586,000 | 1,214,000 | 1,761,000 | 2,205,000 |
| Net interest income | 2,245,000 | 4,487,000 | 6,764,000 | 9,037,000 |
| Noninterest income | 13,560,000 | 28,595,000 | 43,177,000 | 57,497,000 |
| Noninterest expense | 11,903,000 | 24,330,000 | 36,716,000 | 49,037,000 |
| Provision for loan losses | 1,119,000 | 3,016,000 | 5,111,000 | 7,039,000 |
| Pretax income | 2,696,000 | 5,552,000 | 7,646,000 | 9,823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,696,000 | 5,552,000 | 7,646,000 | 9,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,413,000 | 34,787,000 | 35,167,000 | 36,087,000 |
| Total capital | 35,209,000 | 36,605,000 | 36,902,000 | 37,843,000 |
| Risk-weighted assets | 142,623,000 | 144,338,000 | 137,648,000 | 139,329,000 |