Call reports 2001
FSNB, NATIONAL ASSOCIATION — 2001
What FSNB, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 173,347,000 | 172,701,000 | 159,562,000 | 181,776,000 |
| Total loans | 45,633,000 | 46,086,000 | 45,515,000 | 45,261,000 |
| Allowance for loan losses | 944,000 | 1,000,000 | 1,023,000 | 1,048,000 |
| Securities available for sale | 88,003,000 | 85,118,000 | 88,710,000 | 90,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,750,000 | 138,615,000 | 124,889,000 | 144,938,000 |
| Interest-bearing deposits | 124,318,000 | 122,839,000 | 110,913,000 | 127,818,000 |
| Noninterest-bearing deposits | 15,432,000 | 15,776,000 | 13,976,000 | 17,120,000 |
| Equity capital | 25,380,000 | 25,896,000 | 27,124,000 | 27,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,491,000 | 4,944,000 | 7,372,000 | 9,779,000 |
| Interest expense | 951,000 | 1,864,000 | 2,797,000 | 3,617,000 |
| Net interest income | 1,540,000 | 3,080,000 | 4,575,000 | 6,162,000 |
| Noninterest income | 3,038,000 | 6,171,000 | 9,257,000 | 12,564,000 |
| Noninterest expense | 3,448,000 | 6,937,000 | 10,421,000 | 14,098,000 |
| Provision for loan losses | 120,000 | 378,000 | 498,000 | 618,000 |
| Pretax income | 1,009,000 | 1,984,000 | 2,979,000 | 4,076,000 |
| Income tax | 295,000 | 588,000 | 907,000 | 1,227,000 |
| Net income | 714,000 | 1,396,000 | 2,072,000 | 2,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,313,000 | 24,709,000 | 25,385,000 | 26,162,000 |
| Total capital | 28,149,000 | 28,591,000 | 29,094,000 | 29,973,000 |
| Risk-weighted assets | 74,072,000 | 89,257,000 | 72,033,000 | 90,953,000 |