Call report 2023Q4
HIGHLANDS COMMUNITY BANK — 2023Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,419,000 | USD | evidence → |
| Total loans | 107,422,000 | USD | evidence → |
| Allowance for loan losses | 1,286,000 | USD | evidence → |
| Securities available for sale | 73,676,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 181,782,000 | USD | evidence → |
| Interest-bearing deposits | 144,054,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,727,000 | USD | evidence → |
| Equity capital | 16,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,646,000 | USD | evidence → |
| Interest expense | 2,143,000 | USD | evidence → |
| Net interest income | 6,503,000 | USD | evidence → |
| Noninterest income | 864,000 | USD | evidence → |
| Noninterest expense | 5,658,000 | USD | evidence → |
| Provision for loan losses | 474,000 | USD | evidence → |
| Pretax income | 1,198,000 | USD | evidence → |
| Income tax | 192,000 | USD | evidence → |
| Net income | 1,006,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,975,000 | USD | evidence → |