Call report 2022Q4
HIGHLANDS COMMUNITY BANK — 2022Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,561,000 | USD | evidence → |
| Total loans | 103,062,000 | USD | evidence → |
| Allowance for loan losses | 1,150,000 | USD | evidence → |
| Securities available for sale | 76,783,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,491,000 | USD | evidence → |
| Interest-bearing deposits | 145,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,637,000 | USD | evidence → |
| Equity capital | 15,462,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,893,000 | USD | evidence → |
| Interest expense | 1,104,000 | USD | evidence → |
| Net interest income | 6,789,000 | USD | evidence → |
| Noninterest income | 732,000 | USD | evidence → |
| Noninterest expense | 4,976,000 | USD | evidence → |
| Provision for loan losses | 335,000 | USD | evidence → |
| Pretax income | 2,210,000 | USD | evidence → |
| Income tax | 395,000 | USD | evidence → |
| Net income | 1,815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,900,000 | USD | evidence → |