Call report 2014Q4
HIGHLANDS COMMUNITY BANK — 2014Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,852,000 | USD | evidence → |
| Total loans | 66,992,000 | USD | evidence → |
| Allowance for loan losses | 1,117,000 | USD | evidence → |
| Securities available for sale | 54,410,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,098,000 | USD | evidence → |
| Interest-bearing deposits | 101,970,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,128,000 | USD | evidence → |
| Equity capital | 15,206,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,737,000 | USD | evidence → |
| Interest expense | 1,119,000 | USD | evidence → |
| Net interest income | 4,618,000 | USD | evidence → |
| Noninterest income | 508,000 | USD | evidence → |
| Noninterest expense | 3,063,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,109,000 | USD | evidence → |
| Income tax | 551,000 | USD | evidence → |
| Net income | 1,558,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,144,000 | USD | evidence → |
| Total capital | 15,096,000 | USD | evidence → |
| Risk-weighted assets | 76,028,000 | USD | evidence → |