Call report 2012Q4
HIGHLANDS COMMUNITY BANK — 2012Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,960,000 | USD | evidence → |
| Total loans | 61,519,000 | USD | evidence → |
| Allowance for loan losses | 887,000 | USD | evidence → |
| Securities available for sale | 49,150,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,300,000 | USD | evidence → |
| Interest-bearing deposits | 97,755,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,545,000 | USD | evidence → |
| Equity capital | 13,668,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,526,000 | USD | evidence → |
| Interest expense | 1,725,000 | USD | evidence → |
| Net interest income | 3,801,000 | USD | evidence → |
| Noninterest income | 468,000 | USD | evidence → |
| Noninterest expense | 2,705,000 | USD | evidence → |
| Provision for loan losses | 264,000 | USD | evidence → |
| Pretax income | 1,509,000 | USD | evidence → |
| Income tax | 281,000 | USD | evidence → |
| Net income | 1,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,694,000 | USD | evidence → |
| Total capital | 12,581,000 | USD | evidence → |
| Risk-weighted assets | 71,844,000 | USD | evidence → |