Call report 2007Q4
HIGHLANDS COMMUNITY BANK — 2007Q4
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,242,000 | USD | evidence → |
| Total loans | 36,310,000 | USD | evidence → |
| Allowance for loan losses | 380,000 | USD | evidence → |
| Securities available for sale | 23,799,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,694,000 | USD | evidence → |
| Interest-bearing deposits | 55,666,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,028,000 | USD | evidence → |
| Equity capital | 8,238,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,065,000 | USD | evidence → |
| Interest expense | 1,986,000 | USD | evidence → |
| Net interest income | 2,079,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 1,758,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 606,000 | USD | evidence → |
| Income tax | 133,000 | USD | evidence → |
| Net income | 473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,207,000 | USD | evidence → |
| Total capital | 8,587,000 | USD | evidence → |
| Risk-weighted assets | 40,608,000 | USD | evidence → |