Call report 2007Q2
HIGHLANDS COMMUNITY BANK — 2007Q2
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,915,000 | USD | evidence → |
| Total loans | 36,326,000 | USD | evidence → |
| Allowance for loan losses | 366,000 | USD | evidence → |
| Securities available for sale | 21,495,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,937,000 | USD | evidence → |
| Interest-bearing deposits | 50,109,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,828,000 | USD | evidence → |
| Equity capital | 7,712,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,957,000 | USD | evidence → |
| Interest expense | 936,000 | USD | evidence → |
| Net interest income | 1,021,000 | USD | evidence → |
| Noninterest income | 174,000 | USD | evidence → |
| Noninterest expense | 843,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 306,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 231,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,957,000 | USD | evidence → |
| Total capital | 8,323,000 | USD | evidence → |
| Risk-weighted assets | 39,209,000 | USD | evidence → |