Call report 2005Q1
HIGHLANDS COMMUNITY BANK — 2005Q1
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,791,000 | USD | evidence → |
| Total loans | 26,923,000 | USD | evidence → |
| Allowance for loan losses | 313,000 | USD | evidence → |
| Securities available for sale | 11,150,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,695,000 | USD | evidence → |
| Interest-bearing deposits | 34,995,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,700,000 | USD | evidence → |
| Equity capital | 6,954,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 601,000 | USD | evidence → |
| Interest expense | 204,000 | USD | evidence → |
| Net interest income | 397,000 | USD | evidence → |
| Noninterest income | 64,000 | USD | evidence → |
| Noninterest expense | 355,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 76,000 | USD | evidence → |
| Income tax | -85,000 | USD | evidence → |
| Net income | 161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,145,000 | USD | evidence → |
| Total capital | 7,458,000 | USD | evidence → |
| Risk-weighted assets | 26,663,000 | USD | evidence → |