Call report 2004Q3
HIGHLANDS COMMUNITY BANK — 2004Q3
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,100,000 | USD | evidence → |
| Total loans | 25,654,000 | USD | evidence → |
| Allowance for loan losses | 302,000 | USD | evidence → |
| Securities available for sale | 9,555,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,074,000 | USD | evidence → |
| Interest-bearing deposits | 32,072,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,002,000 | USD | evidence → |
| Equity capital | 6,924,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,523,000 | USD | evidence → |
| Interest expense | 501,000 | USD | evidence → |
| Net interest income | 1,022,000 | USD | evidence → |
| Noninterest income | 229,000 | USD | evidence → |
| Noninterest expense | 845,000 | USD | evidence → |
| Provision for loan losses | 102,000 | USD | evidence → |
| Pretax income | 304,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 304,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,943,000 | USD | evidence → |
| Total capital | 7,245,000 | USD | evidence → |
| Risk-weighted assets | 24,831,000 | USD | evidence → |