Call report 2004Q1
HIGHLANDS COMMUNITY BANK — 2004Q1
The 22 measures HIGHLANDS COMMUNITY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,009,000 | USD | evidence → |
| Total loans | 22,458,000 | USD | evidence → |
| Allowance for loan losses | 258,000 | USD | evidence → |
| Securities available for sale | 8,420,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,111,000 | USD | evidence → |
| Interest-bearing deposits | 27,726,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,385,000 | USD | evidence → |
| Equity capital | 6,812,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 462,000 | USD | evidence → |
| Interest expense | 153,000 | USD | evidence → |
| Net interest income | 309,000 | USD | evidence → |
| Noninterest income | 48,000 | USD | evidence → |
| Noninterest expense | 275,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 46,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 46,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,685,000 | USD | evidence → |
| Total capital | 6,943,000 | USD | evidence → |
| Risk-weighted assets | 22,202,000 | USD | evidence → |