Call reports 2014
KENNEBEC FEDERAL SAVINGS & LOAN ASSOCIATION — 2014
What KENNEBEC FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,176,000 | 81,567,000 | 83,800,000 | 84,157,000 |
| Total loans | 71,533,000 | 72,403,000 | 75,147,000 | 75,687,000 |
| Allowance for loan losses | 318,000 | 237,000 | 291,000 | 400,000 |
| Securities available for sale | 89,000 | 86,000 | 0 | 0 |
| Securities held to maturity | 2,686,000 | 2,652,000 | 2,621,000 | 2,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,605,000 | 56,511,000 | 57,767,000 | 56,436,000 |
| Interest-bearing deposits | 49,071,000 | 50,051,000 | 51,831,000 | 50,857,000 |
| Noninterest-bearing deposits | 7,534,000 | 6,460,000 | 5,936,000 | 5,579,000 |
| Equity capital | 7,236,000 | 7,268,000 | 7,266,000 | 7,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,723,000 | 2,588,000 | 3,521,000 |
| Interest expense | 216,000 | 431,000 | 636,000 | 841,000 |
| Net interest income | 658,000 | 1,292,000 | 1,952,000 | 2,680,000 |
| Noninterest income | 139,000 | 317,000 | 469,000 | 549,000 |
| Noninterest expense | 778,000 | 1,538,000 | 2,297,000 | 3,030,000 |
| Provision for loan losses | 6,000 | 24,000 | 78,000 | 210,000 |
| Pretax income | 13,000 | 63,000 | 112,000 | 67,000 |
| Income tax | 4,000 | 21,000 | 37,000 | 13,000 |
| Net income | 9,000 | 42,000 | 75,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,202,000 | 7,235,000 | 7,266,000 | 7,247,000 |
| Total capital | 7,520,000 | 7,472,000 | 7,557,000 | 7,647,000 |
| Risk-weighted assets | 53,825,000 | 54,190,000 | 55,336,000 | 55,361,000 |
Machine access — free, no API key
Every figure shown here about KENNEBEC FEDERAL SAVINGS & LOAN ASSOCIATION — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.