Call report 2023Q4
AMERICAN COMMUNITY BANK & TRUST — 2023Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 952,226,000 | USD | evidence → |
| Total loans | 619,795,000 | USD | evidence → |
| Allowance for loan losses | 7,670,000 | USD | evidence → |
| Securities available for sale | 204,508,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 809,150,000 | USD | evidence → |
| Interest-bearing deposits | 591,526,000 | USD | evidence → |
| Noninterest-bearing deposits | 217,624,000 | USD | evidence → |
| Equity capital | 98,063,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,038,000 | USD | evidence → |
| Interest expense | 18,831,000 | USD | evidence → |
| Net interest income | 26,207,000 | USD | evidence → |
| Noninterest income | 3,795,000 | USD | evidence → |
| Noninterest expense | 16,970,000 | USD | evidence → |
| Provision for loan losses | 1,017,000 | USD | evidence → |
| Pretax income | 10,207,000 | USD | evidence → |
| Income tax | 2,591,000 | USD | evidence → |
| Net income | 7,616,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 105,448,000 | USD | evidence → |