Call report 2020Q4
AMERICAN COMMUNITY BANK & TRUST — 2020Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 786,565,000 | USD | evidence → |
| Total loans | 577,202,000 | USD | evidence → |
| Allowance for loan losses | 6,419,000 | USD | evidence → |
| Securities available for sale | 130,078,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 698,334,000 | USD | evidence → |
| Interest-bearing deposits | 502,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 196,057,000 | USD | evidence → |
| Equity capital | 80,159,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,770,000 | USD | evidence → |
| Interest expense | 3,057,000 | USD | evidence → |
| Net interest income | 21,713,000 | USD | evidence → |
| Noninterest income | 2,399,000 | USD | evidence → |
| Noninterest expense | 12,774,000 | USD | evidence → |
| Provision for loan losses | 1,595,000 | USD | evidence → |
| Pretax income | 9,980,000 | USD | evidence → |
| Income tax | 2,651,000 | USD | evidence → |
| Net income | 7,329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,292,000 | USD | evidence → |