Call report 2018Q4
AMERICAN COMMUNITY BANK & TRUST — 2018Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 546,496,000 | USD | evidence → |
| Total loans | 370,312,000 | USD | evidence → |
| Allowance for loan losses | 4,423,000 | USD | evidence → |
| Securities available for sale | 101,902,000 | USD | evidence → |
| Securities held to maturity | 5,921,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 470,392,000 | USD | evidence → |
| Interest-bearing deposits | 365,115,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,276,000 | USD | evidence → |
| Equity capital | 74,272,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,070,000 | USD | evidence → |
| Interest expense | 3,420,000 | USD | evidence → |
| Net interest income | 16,650,000 | USD | evidence → |
| Noninterest income | 2,072,000 | USD | evidence → |
| Noninterest expense | 11,635,000 | USD | evidence → |
| Provision for loan losses | -125,000 | USD | evidence → |
| Pretax income | 7,212,000 | USD | evidence → |
| Income tax | 1,949,000 | USD | evidence → |
| Net income | 5,263,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,638,000 | USD | evidence → |
| Total capital | 79,061,000 | USD | evidence → |
| Risk-weighted assets | 410,288,000 | USD | evidence → |