Call report 2015Q4
AMERICAN COMMUNITY BANK & TRUST — 2015Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 502,825,000 | USD | evidence → |
| Total loans | 326,115,000 | USD | evidence → |
| Allowance for loan losses | 6,520,000 | USD | evidence → |
| Securities available for sale | 50,306,000 | USD | evidence → |
| Securities held to maturity | 3,812,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 430,940,000 | USD | evidence → |
| Interest-bearing deposits | 342,046,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,894,000 | USD | evidence → |
| Equity capital | 70,076,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,973,000 | USD | evidence → |
| Interest expense | 1,240,000 | USD | evidence → |
| Net interest income | 14,733,000 | USD | evidence → |
| Noninterest income | 2,120,000 | USD | evidence → |
| Noninterest expense | 10,629,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,277,000 | USD | evidence → |
| Income tax | 2,272,000 | USD | evidence → |
| Net income | 4,005,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,017,000 | USD | evidence → |
| Total capital | 74,424,000 | USD | evidence → |
| Risk-weighted assets | 350,414,000 | USD | evidence → |