Call report 2013Q4
AMERICAN COMMUNITY BANK & TRUST — 2013Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,971,000 | USD | evidence → |
| Total loans | 319,922,000 | USD | evidence → |
| Allowance for loan losses | 8,160,000 | USD | evidence → |
| Securities available for sale | 40,460,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 413,421,000 | USD | evidence → |
| Interest-bearing deposits | 335,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,634,000 | USD | evidence → |
| Equity capital | 64,305,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,505,000 | USD | evidence → |
| Interest expense | 2,661,000 | USD | evidence → |
| Net interest income | 14,844,000 | USD | evidence → |
| Noninterest income | 1,888,000 | USD | evidence → |
| Noninterest expense | 10,093,000 | USD | evidence → |
| Provision for loan losses | 2,100,000 | USD | evidence → |
| Pretax income | 4,539,000 | USD | evidence → |
| Income tax | 1,770,000 | USD | evidence → |
| Net income | 2,769,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,504,000 | USD | evidence → |
| Total capital | 68,705,000 | USD | evidence → |
| Risk-weighted assets | 332,110,000 | USD | evidence → |