Call report 2006Q4
AMERICAN COMMUNITY BANK & TRUST — 2006Q4
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 477,221,000 | USD | evidence → |
| Total loans | 393,244,000 | USD | evidence → |
| Allowance for loan losses | 5,039,000 | USD | evidence → |
| Securities available for sale | 23,640,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,053,000 | USD | evidence → |
| Interest-bearing deposits | 389,535,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,518,000 | USD | evidence → |
| Equity capital | 42,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,088,000 | USD | evidence → |
| Interest expense | 15,666,000 | USD | evidence → |
| Net interest income | 14,422,000 | USD | evidence → |
| Noninterest income | 1,111,000 | USD | evidence → |
| Noninterest expense | 7,344,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 7,589,000 | USD | evidence → |
| Income tax | 2,859,000 | USD | evidence → |
| Net income | 4,730,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,800,000 | USD | evidence → |
| Total capital | 47,772,000 | USD | evidence → |
| Risk-weighted assets | 397,714,000 | USD | evidence → |