Call report 2006Q2
AMERICAN COMMUNITY BANK & TRUST — 2006Q2
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,678,000 | USD | evidence → |
| Total loans | 383,186,000 | USD | evidence → |
| Allowance for loan losses | 4,739,000 | USD | evidence → |
| Securities available for sale | 30,822,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,515,000 | USD | evidence → |
| Interest-bearing deposits | 386,913,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,602,000 | USD | evidence → |
| Equity capital | 36,461,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,084,000 | USD | evidence → |
| Interest expense | 7,089,000 | USD | evidence → |
| Net interest income | 6,995,000 | USD | evidence → |
| Noninterest income | 528,000 | USD | evidence → |
| Noninterest expense | 3,663,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,560,000 | USD | evidence → |
| Income tax | 1,347,000 | USD | evidence → |
| Net income | 2,213,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,704,000 | USD | evidence → |
| Total capital | 41,443,000 | USD | evidence → |
| Risk-weighted assets | 383,052,000 | USD | evidence → |