Call report 2002Q1
AMERICAN COMMUNITY BANK & TRUST — 2002Q1
The 22 measures AMERICAN COMMUNITY BANK & TRUST reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,462,000 | USD | evidence → |
| Total loans | 117,782,000 | USD | evidence → |
| Allowance for loan losses | 1,553,000 | USD | evidence → |
| Securities available for sale | 30,906,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,445,000 | USD | evidence → |
| Interest-bearing deposits | 143,005,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,440,000 | USD | evidence → |
| Equity capital | 19,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,373,000 | USD | evidence → |
| Interest expense | 1,025,000 | USD | evidence → |
| Net interest income | 1,348,000 | USD | evidence → |
| Noninterest income | 64,000 | USD | evidence → |
| Noninterest expense | 923,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 279,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 209,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,857,000 | USD | evidence → |
| Total capital | 20,375,000 | USD | evidence → |
| Risk-weighted assets | 121,398,000 | USD | evidence → |