Call reports 2015
HOPEWELL VALLEY COMMUNITY BANK — 2015
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 485,301,000 | 495,016,000 | 502,405,000 | 508,251,000 |
| Total loans | 346,364,000 | 357,269,000 | 355,833,000 | 351,635,000 |
| Allowance for loan losses | 4,343,000 | 4,596,000 | 4,708,000 | 5,668,000 |
| Securities available for sale | 41,584,000 | 41,809,000 | 36,988,000 | 34,897,000 |
| Securities held to maturity | 24,627,000 | 25,075,000 | 27,072,000 | 26,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,877,000 | 445,383,000 | 448,730,000 | 454,867,000 |
| Interest-bearing deposits | 358,976,000 | 360,882,000 | 359,304,000 | 361,379,000 |
| Noninterest-bearing deposits | 75,901,000 | 84,501,000 | 89,426,000 | 93,488,000 |
| Equity capital | 46,302,000 | 46,355,000 | 47,109,000 | 47,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,534,000 | 9,122,000 | 13,842,000 | 18,347,000 |
| Interest expense | 472,000 | 950,000 | 1,421,000 | 1,894,000 |
| Net interest income | 4,062,000 | 8,172,000 | 12,421,000 | 16,453,000 |
| Noninterest income | 217,000 | 444,000 | 678,000 | 851,000 |
| Noninterest expense | 3,329,000 | 6,662,000 | 10,133,000 | 13,400,000 |
| Provision for loan losses | 180,000 | 430,000 | 540,000 | 1,500,000 |
| Pretax income | 927,000 | 1,681,000 | 2,583,000 | 2,561,000 |
| Income tax | 283,000 | 496,000 | 767,000 | 505,000 |
| Net income | 644,000 | 1,185,000 | 1,816,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,064,000 | 46,548,000 | 47,083,000 | 47,935,000 |
| Total capital | 50,407,000 | 51,144,000 | 51,769,000 | 52,548,000 |
| Risk-weighted assets | 368,561,000 | 377,289,000 | 374,827,000 | 367,958,000 |