Call reports 2014
HOPEWELL VALLEY COMMUNITY BANK — 2014
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 448,096,000 | 472,482,000 | 484,376,000 | 483,311,000 |
| Total loans | 320,925,000 | 332,066,000 | 337,637,000 | 344,675,000 |
| Allowance for loan losses | 3,937,000 | 3,807,000 | 4,010,000 | 4,161,000 |
| Securities available for sale | 52,676,000 | 45,343,000 | 72,409,000 | 44,171,000 |
| Securities held to maturity | 25,190,000 | 25,021,000 | 24,712,000 | 25,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,035,000 | 425,298,000 | 433,634,000 | 431,894,000 |
| Interest-bearing deposits | 328,736,000 | 345,268,000 | 359,252,000 | 356,009,000 |
| Noninterest-bearing deposits | 71,299,000 | 80,030,000 | 74,382,000 | 75,884,000 |
| Equity capital | 43,154,000 | 44,145,000 | 44,725,000 | 45,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,273,000 | 8,640,000 | 13,162,000 | 17,745,000 |
| Interest expense | 450,000 | 930,000 | 1,447,000 | 1,941,000 |
| Net interest income | 3,823,000 | 7,710,000 | 11,715,000 | 15,804,000 |
| Noninterest income | 416,000 | 636,000 | 914,000 | 1,104,000 |
| Noninterest expense | 3,155,000 | 6,361,000 | 9,527,000 | 12,824,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 800,000 |
| Pretax income | 934,000 | 1,856,000 | 2,773,000 | 3,635,000 |
| Income tax | 292,000 | 570,000 | 851,000 | 1,111,000 |
| Net income | 642,000 | 1,286,000 | 1,922,000 | 2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,023,000 | 44,625,000 | 45,063,000 | 45,620,000 |
| Total capital | 47,960,000 | 48,432,000 | 49,073,000 | 49,781,000 |
| Risk-weighted assets | 339,577,000 | 355,261,000 | 357,940,000 | 363,431,000 |