Call reports 2013
HOPEWELL VALLEY COMMUNITY BANK — 2013
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 430,978,000 | 421,768,000 | 449,043,000 | 438,171,000 |
| Total loans | 286,605,000 | 294,495,000 | 303,558,000 | 317,549,000 |
| Allowance for loan losses | 3,027,000 | 3,322,000 | 3,346,000 | 3,575,000 |
| Securities available for sale | 60,654,000 | 50,149,000 | 47,392,000 | 54,461,000 |
| Securities held to maturity | 27,612,000 | 25,999,000 | 25,557,000 | 25,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,091,000 | 377,098,000 | 399,938,000 | 389,159,000 |
| Interest-bearing deposits | 328,675,000 | 312,584,000 | 329,559,000 | 322,620,000 |
| Noninterest-bearing deposits | 55,416,000 | 64,514,000 | 70,379,000 | 66,539,000 |
| Equity capital | 41,732,000 | 41,405,000 | 41,838,000 | 42,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,072,000 | 8,149,000 | 12,289,000 | 16,537,000 |
| Interest expense | 696,000 | 1,190,000 | 1,670,000 | 2,150,000 |
| Net interest income | 3,376,000 | 6,959,000 | 10,619,000 | 14,387,000 |
| Noninterest income | 164,000 | 340,000 | 726,000 | 936,000 |
| Noninterest expense | 5,752,000 | 8,722,000 | 11,908,000 | 14,946,000 |
| Provision for loan losses | 626,000 | 826,000 | 976,000 | 1,126,000 |
| Pretax income | -2,803,000 | -1,939,000 | -1,150,000 | -360,000 |
| Income tax | -1,200,000 | -935,000 | -686,000 | -441,000 |
| Net income | -1,603,000 | -1,004,000 | -464,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,317,000 | 41,841,000 | 42,982,000 | 43,572,000 |
| Total capital | 44,344,000 | 45,163,000 | 46,328,000 | 47,147,000 |
| Risk-weighted assets | 309,910,000 | 315,993,000 | 324,432,000 | 336,984,000 |