Call reports 2012
HOPEWELL VALLEY COMMUNITY BANK — 2012
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 415,900,000 | 422,071,000 | 441,764,000 | 452,849,000 |
| Total loans | 248,630,000 | 251,809,000 | 255,562,000 | 277,829,000 |
| Allowance for loan losses | 3,518,000 | 3,671,000 | 3,823,000 | 3,720,000 |
| Securities available for sale | 61,604,000 | 60,081,000 | 66,163,000 | 74,186,000 |
| Securities held to maturity | 19,704,000 | 21,775,000 | 23,884,000 | 26,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,830,000 | 355,448,000 | 371,579,000 | 383,174,000 |
| Interest-bearing deposits | 303,449,000 | 305,146,000 | 313,638,000 | 318,857,000 |
| Noninterest-bearing deposits | 45,381,000 | 50,302,000 | 57,941,000 | 64,317,000 |
| Equity capital | 42,233,000 | 43,042,000 | 43,382,000 | 43,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,925,000 | 7,912,000 | 11,882,000 | 15,912,000 |
| Interest expense | 870,000 | 1,717,000 | 2,508,000 | 3,261,000 |
| Net interest income | 3,055,000 | 6,195,000 | 9,374,000 | 12,651,000 |
| Noninterest income | 174,000 | 413,000 | 844,000 | 1,079,000 |
| Noninterest expense | 2,499,000 | 5,174,000 | 7,905,000 | 10,635,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 713,000 | 1,361,000 | 2,090,000 | 2,722,000 |
| Income tax | 223,000 | 414,000 | 633,000 | 810,000 |
| Net income | 490,000 | 947,000 | 1,457,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,911,000 | 42,500,000 | 42,821,000 | 42,960,000 |
| Total capital | 45,359,000 | 45,946,000 | 46,315,000 | 46,680,000 |
| Risk-weighted assets | 274,998,000 | 275,476,000 | 278,424,000 | 301,892,000 |