Call reports 2011
HOPEWELL VALLEY COMMUNITY BANK — 2011
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 365,962,000 | 365,336,000 | 400,941,000 | 404,395,000 |
| Total loans | 236,562,000 | 237,092,000 | 241,204,000 | 242,605,000 |
| Allowance for loan losses | 2,894,000 | 3,150,000 | 3,293,000 | 3,473,000 |
| Securities available for sale | 58,147,000 | 55,142,000 | 54,291,000 | 50,754,000 |
| Securities held to maturity | 10,880,000 | 8,334,000 | 12,524,000 | 17,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,637,000 | 313,016,000 | 332,852,000 | 335,878,000 |
| Interest-bearing deposits | 274,314,000 | 274,227,000 | 290,477,000 | 292,631,000 |
| Noninterest-bearing deposits | 37,323,000 | 38,789,000 | 42,375,000 | 43,247,000 |
| Equity capital | 28,254,000 | 29,478,000 | 41,889,000 | 42,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,964,000 | 7,920,000 | 11,770,000 | 15,616,000 |
| Interest expense | 922,000 | 1,853,000 | 2,767,000 | 3,659,000 |
| Net interest income | 3,042,000 | 6,067,000 | 9,003,000 | 11,957,000 |
| Noninterest income | 229,000 | 579,000 | 722,000 | 1,078,000 |
| Noninterest expense | 2,278,000 | 4,524,000 | 6,768,000 | 9,113,000 |
| Provision for loan losses | 160,000 | 310,000 | 535,000 | 885,000 |
| Pretax income | 833,000 | 1,812,000 | 2,772,000 | 3,387,000 |
| Income tax | 291,000 | 638,000 | 974,000 | 1,167,000 |
| Net income | 542,000 | 1,174,000 | 1,798,000 | 2,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,301,000 | 28,911,000 | 41,174,000 | 41,608,000 |
| Total capital | 31,195,000 | 32,061,000 | 44,362,000 | 44,866,000 |
| Risk-weighted assets | 250,364,000 | 251,471,000 | 254,972,000 | 260,448,000 |