Call reports 2010
HOPEWELL VALLEY COMMUNITY BANK — 2010
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 324,395,000 | 334,186,000 | 346,021,000 | 351,951,000 |
| Total loans | 216,116,000 | 219,055,000 | 221,873,000 | 228,838,000 |
| Allowance for loan losses | 2,403,000 | 2,481,000 | 2,632,000 | 2,733,000 |
| Securities available for sale | 44,009,000 | 54,562,000 | 57,709,000 | 60,172,000 |
| Securities held to maturity | 10,206,000 | 4,308,000 | 7,860,000 | 10,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,660,000 | 283,434,000 | 291,401,000 | 297,576,000 |
| Interest-bearing deposits | 245,559,000 | 252,119,000 | 256,491,000 | 262,156,000 |
| Noninterest-bearing deposits | 30,101,000 | 31,315,000 | 34,910,000 | 35,420,000 |
| Equity capital | 24,990,000 | 27,282,000 | 27,917,000 | 27,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,790,000 | 7,721,000 | 11,626,000 | 15,592,000 |
| Interest expense | 1,231,000 | 2,431,000 | 3,571,000 | 4,572,000 |
| Net interest income | 2,559,000 | 5,290,000 | 8,055,000 | 11,020,000 |
| Noninterest income | 146,000 | 310,000 | 526,000 | 727,000 |
| Noninterest expense | 2,124,000 | 4,385,000 | 6,631,000 | 8,896,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 431,000 | 954,000 | 1,613,000 | 2,369,000 |
| Income tax | 141,000 | 319,000 | 544,000 | 804,000 |
| Net income | 290,000 | 635,000 | 1,069,000 | 1,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,688,000 | 26,739,000 | 27,377,000 | 27,852,000 |
| Total capital | 27,091,000 | 29,220,000 | 30,009,000 | 30,585,000 |
| Risk-weighted assets | 233,857,000 | 233,711,000 | 239,604,000 | 247,045,000 |