Call reports 2009
HOPEWELL VALLEY COMMUNITY BANK — 2009
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 265,954,000 | 281,922,000 | 298,842,000 | 314,297,000 |
| Total loans | 191,629,000 | 200,243,000 | 202,363,000 | 209,357,000 |
| Allowance for loan losses | 2,196,000 | 2,368,000 | 2,188,000 | 2,248,000 |
| Securities available for sale | 35,922,000 | 33,521,000 | 33,987,000 | 38,294,000 |
| Securities held to maturity | 6,077,000 | 6,159,000 | 11,404,000 | 10,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,841,000 | 236,216,000 | 249,606,000 | 265,045,000 |
| Interest-bearing deposits | 192,116,000 | 207,124,000 | 218,385,000 | 235,185,000 |
| Noninterest-bearing deposits | 29,725,000 | 29,092,000 | 31,221,000 | 29,860,000 |
| Equity capital | 21,707,000 | 23,335,000 | 24,547,000 | 24,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,447,000 | 7,095,000 | 10,786,000 | 14,612,000 |
| Interest expense | 1,384,000 | 2,745,000 | 4,103,000 | 5,394,000 |
| Net interest income | 2,063,000 | 4,350,000 | 6,683,000 | 9,218,000 |
| Noninterest income | 141,000 | 366,000 | 581,000 | 787,000 |
| Noninterest expense | 1,899,000 | 4,033,000 | 6,160,000 | 8,378,000 |
| Provision for loan losses | 96,000 | 301,000 | 501,000 | 601,000 |
| Pretax income | 209,000 | 382,000 | 603,000 | 1,046,000 |
| Income tax | 54,000 | 93,000 | 151,000 | 297,000 |
| Net income | 155,000 | 289,000 | 452,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,850,000 | 23,344,000 | 24,252,000 | 24,553,000 |
| Total capital | 24,046,000 | 25,712,000 | 26,440,000 | 26,801,000 |
| Risk-weighted assets | 200,737,000 | 214,604,000 | 216,632,000 | 227,397,000 |