Call reports 2006
HOPEWELL VALLEY COMMUNITY BANK — 2006
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 206,511,000 | 210,289,000 | 222,503,000 | 236,093,000 |
| Total loans | 150,366,000 | 159,965,000 | 163,713,000 | 171,643,000 |
| Allowance for loan losses | 1,685,000 | 1,748,000 | 1,792,000 | 1,876,000 |
| Securities available for sale | 26,044,000 | 27,298,000 | 27,785,000 | 28,694,000 |
| Securities held to maturity | 2,752,000 | 3,466,000 | 3,864,000 | 3,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,665,000 | 184,632,000 | 201,210,000 | 203,397,000 |
| Interest-bearing deposits | 157,692,000 | 163,435,000 | 179,517,000 | 177,934,000 |
| Noninterest-bearing deposits | 22,973,000 | 21,197,000 | 21,693,000 | 25,463,000 |
| Equity capital | 19,876,000 | 19,990,000 | 20,516,000 | 20,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,543,000 | 10,110,000 | 13,862,000 |
| Interest expense | 1,294,000 | 2,894,000 | 4,733,000 | 6,668,000 |
| Net interest income | 1,853,000 | 3,649,000 | 5,377,000 | 7,194,000 |
| Noninterest income | 121,000 | 304,000 | 489,000 | 657,000 |
| Noninterest expense | 1,441,000 | 2,993,000 | 4,566,000 | 6,277,000 |
| Provision for loan losses | 15,000 | 78,000 | 122,000 | 206,000 |
| Pretax income | 518,000 | 882,000 | 1,286,000 | 1,476,000 |
| Income tax | 169,000 | 275,000 | 390,000 | 421,000 |
| Net income | 349,000 | 607,000 | 896,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,262,000 | 20,520,000 | 20,809,000 | 20,980,000 |
| Total capital | 21,947,000 | 22,268,000 | 22,601,000 | 22,856,000 |
| Risk-weighted assets | 153,966,000 | 162,197,000 | 170,161,000 | 179,270,000 |