Call reports 2002
HOPEWELL VALLEY COMMUNITY BANK — 2002
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,903,000 | 80,198,000 | 90,099,000 | 102,850,000 |
| Total loans | 57,534,000 | 60,126,000 | 64,377,000 | 72,743,000 |
| Allowance for loan losses | 619,000 | 655,000 | 706,000 | 770,000 |
| Securities available for sale | 9,590,000 | 12,572,000 | 13,698,000 | 18,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,984,000 | 71,014,000 | 80,654,000 | 91,201,000 |
| Interest-bearing deposits | 58,158,000 | 61,520,000 | 70,232,000 | 80,536,000 |
| Noninterest-bearing deposits | 8,826,000 | 9,494,000 | 10,422,000 | 10,665,000 |
| Equity capital | 8,706,000 | 8,984,000 | 9,194,000 | 9,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,480,000 | 3,841,000 | 5,246,000 |
| Interest expense | 443,000 | 917,000 | 1,409,000 | 1,916,000 |
| Net interest income | 741,000 | 1,563,000 | 2,432,000 | 3,330,000 |
| Noninterest income | 73,000 | 181,000 | 290,000 | 417,000 |
| Noninterest expense | 712,000 | 1,468,000 | 2,254,000 | 3,073,000 |
| Provision for loan losses | 24,000 | 60,000 | 111,000 | 175,000 |
| Pretax income | 78,000 | 216,000 | 357,000 | 517,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 216,000 | 357,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,689,000 | 8,828,000 | 8,970,000 | 9,129,000 |
| Total capital | 9,308,000 | 9,483,000 | 9,676,000 | 9,899,000 |
| Risk-weighted assets | 58,937,000 | 62,633,000 | 66,148,000 | 74,109,000 |