Call reports 2001
HOPEWELL VALLEY COMMUNITY BANK — 2001
What HOPEWELL VALLEY COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,848,000 | 58,624,000 | 66,095,000 | 69,813,000 |
| Total loans | 38,273,000 | 42,231,000 | 49,695,000 | 53,308,000 |
| Allowance for loan losses | 378,000 | 441,000 | 534,000 | 595,000 |
| Securities available for sale | 1,990,000 | 5,948,000 | 9,113,000 | 6,810,000 |
| Securities held to maturity | 4,884,000 | 1,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,472,000 | 50,246,000 | 57,331,000 | 60,935,000 |
| Interest-bearing deposits | 43,304,000 | 42,768,000 | 48,901,000 | 52,653,000 |
| Noninterest-bearing deposits | 6,168,000 | 7,478,000 | 8,430,000 | 8,282,000 |
| Equity capital | 6,234,000 | 8,176,000 | 8,597,000 | 8,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 2,047,000 | 3,184,000 | 4,348,000 |
| Interest expense | 556,000 | 1,069,000 | 1,552,000 | 2,023,000 |
| Net interest income | 448,000 | 978,000 | 1,632,000 | 2,325,000 |
| Noninterest income | 21,000 | 118,000 | 193,000 | 333,000 |
| Noninterest expense | 473,000 | 1,005,000 | 1,555,000 | 2,238,000 |
| Provision for loan losses | 34,000 | 97,000 | 190,000 | 251,000 |
| Pretax income | -38,000 | 6,000 | 92,000 | 181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -38,000 | 6,000 | 92,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,234,000 | 8,160,000 | 8,513,000 | 8,612,000 |
| Total capital | 6,612,000 | 8,601,000 | 9,047,000 | 9,207,000 |
| Risk-weighted assets | 47,752,000 | 50,276,000 | 54,548,000 | 54,220,000 |