Call reports 2016
PATRIOT BANK — 2016
What PATRIOT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 266,977,000 | 278,789,000 | 294,942,000 | 302,260,000 |
| Total loans | 249,628,000 | 249,380,000 | 271,469,000 | 268,541,000 |
| Allowance for loan losses | 3,118,000 | 3,323,000 | 3,558,000 | 3,826,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,278,000 | 246,816,000 | 234,583,000 | 265,713,000 |
| Interest-bearing deposits | 202,300,000 | 230,233,000 | 214,597,000 | 247,062,000 |
| Noninterest-bearing deposits | 16,978,000 | 16,583,000 | 19,986,000 | 18,651,000 |
| Equity capital | 28,740,000 | 29,115,000 | 31,663,000 | 33,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,651,000 | 8,904,000 | 12,482,000 |
| Interest expense | 345,000 | 740,000 | 1,172,000 | 1,647,000 |
| Net interest income | 2,325,000 | 4,911,000 | 7,732,000 | 10,835,000 |
| Noninterest income | 78,000 | 437,000 | 556,000 | 668,000 |
| Noninterest expense | 1,097,000 | 2,188,000 | 3,295,000 | 4,484,000 |
| Provision for loan losses | 290,000 | 495,000 | 780,000 | 1,035,000 |
| Pretax income | 1,016,000 | 2,665,000 | 4,213,000 | 5,984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,016,000 | 2,665,000 | 4,213,000 | 5,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,873,000 | 26,248,000 | 28,796,000 | 30,568,000 |
| Total capital | 28,991,000 | 29,512,000 | 32,354,000 | 34,172,000 |
| Risk-weighted assets | 262,604,000 | 261,080,000 | 286,921,000 | 288,112,000 |