Call reports 2015
PATRIOT BANK — 2015
What PATRIOT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 189,003,000 | 217,606,000 | 217,013,000 | 220,939,000 |
| Total loans | 175,961,000 | 199,976,000 | 198,895,000 | 190,053,000 |
| Allowance for loan losses | 2,138,000 | 2,403,000 | 2,588,000 | 2,828,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,532,000 | 173,062,000 | 175,329,000 | 186,493,000 |
| Interest-bearing deposits | 130,425,000 | 152,276,000 | 156,768,000 | 169,380,000 |
| Noninterest-bearing deposits | 16,107,000 | 20,786,000 | 18,561,000 | 17,113,000 |
| Equity capital | 18,582,000 | 24,183,000 | 26,295,000 | 27,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 4,197,000 | 6,665,000 | 9,102,000 |
| Interest expense | 210,000 | 452,000 | 720,000 | 995,000 |
| Net interest income | 1,677,000 | 3,745,000 | 5,945,000 | 8,107,000 |
| Noninterest income | 70,000 | 178,000 | 354,000 | 436,000 |
| Noninterest expense | 902,000 | 1,901,000 | 2,980,000 | 4,055,000 |
| Provision for loan losses | 160,000 | 425,000 | 610,000 | 850,000 |
| Pretax income | 685,000 | 1,597,000 | 2,709,000 | 3,638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 685,000 | 1,597,000 | 2,709,000 | 3,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,715,000 | 21,316,000 | 23,428,000 | 24,857,000 |
| Total capital | 17,853,000 | 23,719,000 | 26,016,000 | 27,661,000 |
| Risk-weighted assets | 175,702,000 | 207,761,000 | 212,650,000 | 224,301,000 |