Call reports 2014
PATRIOT BANK — 2014
What PATRIOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,626,000 | 132,656,000 | 137,619,000 | 150,582,000 |
| Total loans | 119,648,000 | 123,721,000 | 125,430,000 | 136,365,000 |
| Allowance for loan losses | 1,538,000 | 1,688,000 | 1,818,000 | 1,963,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,523,000 | 102,722,000 | 111,651,000 | 127,325,000 |
| Interest-bearing deposits | 87,448,000 | 92,093,000 | 99,334,000 | 112,733,000 |
| Noninterest-bearing deposits | 10,075,000 | 10,629,000 | 12,317,000 | 14,592,000 |
| Equity capital | 16,285,000 | 16,744,000 | 17,290,000 | 17,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,913,000 | 4,527,000 | 6,252,000 |
| Interest expense | 213,000 | 423,000 | 631,000 | 840,000 |
| Net interest income | 1,158,000 | 2,490,000 | 3,896,000 | 5,412,000 |
| Noninterest income | 175,000 | 239,000 | 320,000 | 404,000 |
| Noninterest expense | 784,000 | 1,571,000 | 2,382,000 | 3,230,000 |
| Provision for loan losses | 130,000 | 280,000 | 410,000 | 555,000 |
| Pretax income | 419,000 | 878,000 | 1,424,000 | 2,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | 878,000 | 1,424,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,418,000 | 13,877,000 | 14,423,000 | 15,030,000 |
| Total capital | 14,711,000 | 15,236,000 | 15,853,000 | 16,637,000 |
| Risk-weighted assets | 103,170,000 | 108,397,000 | 114,038,000 | 128,232,000 |