Call reports 2013
PATRIOT BANK — 2013
What PATRIOT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,927,000 | 108,854,000 | 115,063,000 | 111,972,000 |
| Total loans | 89,460,000 | 93,872,000 | 94,750,000 | 100,464,000 |
| Allowance for loan losses | 1,280,000 | 1,440,000 | 1,528,000 | 1,408,000 |
| Securities available for sale | 1,350,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,660,000 | 93,872,000 | 99,643,000 | 94,038,000 |
| Interest-bearing deposits | 52,745,000 | 63,594,000 | 66,758,000 | 86,701,000 |
| Noninterest-bearing deposits | 21,915,000 | 30,278,000 | 32,885,000 | 7,337,000 |
| Equity capital | 12,676,000 | 12,948,000 | 13,390,000 | 15,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,381,000 | 3,640,000 | 4,955,000 |
| Interest expense | 179,000 | 352,000 | 521,000 | 715,000 |
| Net interest income | 924,000 | 2,029,000 | 3,119,000 | 4,240,000 |
| Noninterest income | 95,000 | 208,000 | 389,000 | 412,000 |
| Noninterest expense | 704,000 | 1,480,000 | 2,221,000 | 2,958,000 |
| Provision for loan losses | 105,000 | 265,000 | 353,000 | 433,000 |
| Pretax income | 210,000 | 492,000 | 934,000 | 1,261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 492,000 | 934,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,798,000 | 10,081,000 | 10,523,000 | 12,999,000 |
| Total capital | 10,789,000 | 11,157,000 | 11,623,000 | 14,140,000 |
| Risk-weighted assets | 79,011,000 | 85,722,000 | 87,540,000 | 91,046,000 |