Call reports 2012
PATRIOT BANK — 2012
What PATRIOT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 96,902,000 | 89,309,000 | 93,195,000 | 90,913,000 |
| Total loans | 71,410,000 | 78,427,000 | 82,103,000 | 72,634,000 |
| Allowance for loan losses | 1,100,000 | 1,199,000 | 1,289,000 | 1,136,000 |
| Securities available for sale | 3,744,000 | 3,272,000 | 3,071,000 | 2,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,928,000 | 73,632,000 | 78,840,000 | 76,624,000 |
| Interest-bearing deposits | 81,163,000 | 60,010,000 | 58,429,000 | 56,626,000 |
| Noninterest-bearing deposits | 2,765,000 | 13,622,000 | 20,411,000 | 19,998,000 |
| Equity capital | 11,987,000 | 12,186,000 | 12,437,000 | 12,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,091,000 | 3,211,000 | 4,360,000 |
| Interest expense | 217,000 | 452,000 | 655,000 | 854,000 |
| Net interest income | 788,000 | 1,639,000 | 2,556,000 | 3,506,000 |
| Noninterest income | 263,000 | 345,000 | 431,000 | 90,000 |
| Noninterest expense | 591,000 | 1,184,000 | 1,836,000 | 2,366,000 |
| Provision for loan losses | 100,000 | 199,000 | 289,000 | 304,000 |
| Pretax income | 360,000 | 601,000 | 862,000 | 926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 601,000 | 862,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,022,000 | 9,263,000 | 9,524,000 | 9,588,000 |
| Total capital | 9,799,000 | 10,083,000 | 10,405,000 | 10,426,000 |
| Risk-weighted assets | 61,843,000 | 65,243,000 | 70,065,000 | 66,725,000 |