Call reports 2011
PATRIOT BANK — 2011
What PATRIOT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,812,000 | 68,164,000 | 75,874,000 | 84,874,000 |
| Total loans | 40,841,000 | 48,398,000 | 56,619,000 | 65,044,000 |
| Allowance for loan losses | 1,034,000 | 1,027,000 | 1,072,000 | 1,010,000 |
| Securities available for sale | 4,250,000 | 3,220,000 | 4,157,000 | 3,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,351,000 | 57,538,000 | 64,997,000 | 72,285,000 |
| Interest-bearing deposits | 37,147,000 | 40,280,000 | 41,273,000 | 68,896,000 |
| Noninterest-bearing deposits | 12,204,000 | 17,259,000 | 23,723,000 | 3,389,000 |
| Equity capital | 10,274,000 | 10,373,000 | 10,597,000 | 11,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,463,000 | 2,255,000 | 3,130,000 |
| Interest expense | 158,000 | 313,000 | 468,000 | 643,000 |
| Net interest income | 574,000 | 1,150,000 | 1,787,000 | 2,487,000 |
| Noninterest income | 51,000 | 74,000 | 102,000 | 147,000 |
| Noninterest expense | 501,000 | 1,010,000 | 1,521,000 | 2,079,000 |
| Provision for loan losses | 75,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 49,000 | 124,000 | 233,000 | 375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 124,000 | 233,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,335,000 | 7,411,000 | 7,519,000 | 8,662,000 |
| Total capital | 7,861,000 | 8,002,000 | 8,189,000 | 9,438,000 |
| Risk-weighted assets | 41,546,000 | 46,828,000 | 53,187,000 | 61,880,000 |