Call reports 2010
PATRIOT BANK — 2010
What PATRIOT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,255,000 | 53,914,000 | 61,930,000 | 63,866,000 |
| Total loans | 32,895,000 | 35,675,000 | 37,050,000 | 40,570,000 |
| Allowance for loan losses | 699,000 | 971,000 | 971,000 | 961,000 |
| Securities available for sale | 3,033,000 | 2,772,000 | 3,293,000 | 3,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,271,000 | 43,340,000 | 51,557,000 | 53,542,000 |
| Interest-bearing deposits | 39,989,000 | 40,464,000 | 39,539,000 | 38,180,000 |
| Noninterest-bearing deposits | 2,282,000 | 2,876,000 | 12,018,000 | 15,362,000 |
| Equity capital | 9,855,000 | 10,225,000 | 10,187,000 | 10,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,138,000 | 1,733,000 | 2,380,000 |
| Interest expense | 204,000 | 406,000 | 605,000 | 787,000 |
| Net interest income | 355,000 | 732,000 | 1,128,000 | 1,593,000 |
| Noninterest income | 101,000 | 173,000 | 204,000 | 258,000 |
| Noninterest expense | 538,000 | 1,094,000 | 1,595,000 | 2,093,000 |
| Provision for loan losses | 418,000 | 690,000 | 690,000 | 690,000 |
| Pretax income | -500,000 | -879,000 | -953,000 | -932,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -500,000 | -879,000 | -953,000 | -932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,968,000 | 7,339,000 | 7,266,000 | 7,287,000 |
| Total capital | 7,425,000 | 7,817,000 | 7,771,000 | 7,822,000 |
| Risk-weighted assets | 36,310,000 | 37,780,000 | 39,954,000 | 42,359,000 |