Call reports 2009
PATRIOT BANK — 2009
What PATRIOT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,324,000 | 51,831,000 | 45,887,000 | 52,863,000 |
| Total loans | 30,547,000 | 29,288,000 | 27,415,000 | 32,177,000 |
| Allowance for loan losses | 610,000 | 642,000 | 482,000 | 281,000 |
| Securities available for sale | 11,057,000 | 8,644,000 | 7,331,000 | 4,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,620,000 | 47,151,000 | 41,321,000 | 43,075,000 |
| Interest-bearing deposits | 50,194,000 | 45,586,000 | 39,951,000 | 38,193,000 |
| Noninterest-bearing deposits | 1,425,000 | 1,565,000 | 1,370,000 | 4,883,000 |
| Equity capital | 4,459,000 | 4,442,000 | 4,374,000 | 9,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,272,000 | 1,892,000 | 452,000 |
| Interest expense | 429,000 | 823,000 | 1,144,000 | 193,000 |
| Net interest income | 216,000 | 449,000 | 748,000 | 259,000 |
| Noninterest income | 35,000 | 154,000 | 260,000 | 102,000 |
| Noninterest expense | 309,000 | 648,000 | 1,100,000 | 525,000 |
| Provision for loan losses | 75,000 | 106,000 | 106,000 | 281,000 |
| Pretax income | -133,000 | -151,000 | -186,000 | -445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -133,000 | -151,000 | -186,000 | -445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,355,000 | 4,336,000 | 4,301,000 | 6,768,000 |
| Total capital | 4,832,000 | 4,805,000 | 4,691,000 | 7,049,000 |
| Risk-weighted assets | 37,993,000 | 36,577,000 | 31,748,000 | 36,601,000 |