Call reports 2006
PATRIOT BANK — 2006
What PATRIOT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,883,000 | 41,274,000 | 45,066,000 | 51,522,000 |
| Total loans | 27,783,000 | 29,726,000 | 33,205,000 | 37,053,000 |
| Allowance for loan losses | 307,000 | 369,000 | 429,000 | 448,000 |
| Securities available for sale | 4,152,000 | 5,099,000 | 4,956,000 | 5,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,332,000 | 37,555,000 | 41,120,000 | 46,485,000 |
| Interest-bearing deposits | 31,820,000 | 35,535,000 | 39,160,000 | 44,091,000 |
| Noninterest-bearing deposits | 2,513,000 | 2,021,000 | 1,960,000 | 2,394,000 |
| Equity capital | 3,384,000 | 3,475,000 | 3,640,000 | 4,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,375,000 | 2,190,000 | 3,098,000 |
| Interest expense | 308,000 | 685,000 | 1,107,000 | 1,598,000 |
| Net interest income | 312,000 | 690,000 | 1,083,000 | 1,500,000 |
| Noninterest income | 31,000 | 63,000 | 95,000 | 135,000 |
| Noninterest expense | 229,000 | 456,000 | 710,000 | 967,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 54,000 | 177,000 | 288,000 | 428,000 |
| Income tax | 0 | 0 | 0 | 139,000 |
| Net income | 54,000 | 177,000 | 288,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,460,000 | 3,583,000 | 3,693,000 | 4,747,000 |
| Total capital | 3,767,000 | 3,952,000 | 4,122,000 | 5,195,000 |
| Risk-weighted assets | 31,247,000 | 33,332,000 | 37,229,000 | 41,478,000 |