Call reports 2004
CNB NATIONAL BANK — 2004
What CNB NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 832,526,000 | 847,355,000 |
| Total loans | 698,636,000 | 710,332,000 |
| Allowance for loan losses | 7,486,000 | 8,383,000 |
| Securities available for sale | 46,098,000 | 50,941,000 |
| Securities held to maturity | 21,744,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 742,515,000 | 757,309,000 |
| Interest-bearing deposits | 633,840,000 | 648,940,000 |
| Noninterest-bearing deposits | 108,675,000 | 108,369,000 |
| Equity capital | 69,487,000 | 66,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 11,305,000 | 22,360,000 |
| Interest expense | 3,380,000 | 6,710,000 |
| Net interest income | 7,925,000 | 15,650,000 |
| Noninterest income | 1,051,000 | 2,270,000 |
| Noninterest expense | 5,673,000 | 13,170,000 |
| Provision for loan losses | 475,000 | 2,650,000 |
| Pretax income | 2,934,000 | 437,000 |
| Income tax | 1,098,000 | 123,000 |
| Net income | 1,836,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 64,466,000 | 62,354,000 |
| Total capital | 71,952,000 | 70,737,000 |
| Risk-weighted assets | 681,824,000 | 700,647,000 |