Call reports 2003
CNB NATIONAL BANK — 2003
What CNB NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 773,147,000 | 791,106,000 | 809,495,000 | 818,968,000 |
| Total loans | 607,798,000 | 630,907,000 | 657,374,000 | 682,813,000 |
| Allowance for loan losses | 6,548,000 | 6,788,000 | 7,048,000 | 7,329,000 |
| Securities available for sale | 53,961,000 | 61,969,000 | 57,777,000 | 55,713,000 |
| Securities held to maturity | 0 | 0 | 29,693,000 | 29,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 694,883,000 | 712,215,000 | 728,587,000 | 724,257,000 |
| Interest-bearing deposits | 604,340,000 | 611,185,000 | 633,864,000 | 629,241,000 |
| Noninterest-bearing deposits | 90,543,000 | 101,030,000 | 94,723,000 | 95,016,000 |
| Equity capital | 62,516,000 | 64,247,000 | 65,299,000 | 67,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,697,000 | 21,442,000 | 32,331,000 | 43,530,000 |
| Interest expense | 3,969,000 | 7,785,000 | 11,374,000 | 14,852,000 |
| Net interest income | 6,728,000 | 13,657,000 | 20,957,000 | 28,678,000 |
| Noninterest income | 1,609,000 | 3,030,000 | 4,466,000 | 5,748,000 |
| Noninterest expense | 5,450,000 | 10,719,000 | 16,183,000 | 21,568,000 |
| Provision for loan losses | 675,000 | 1,325,000 | 1,650,000 | 2,100,000 |
| Pretax income | 2,225,000 | 5,038,000 | 7,996,000 | 11,164,000 |
| Income tax | 807,000 | 1,827,000 | 2,932,000 | 4,117,000 |
| Net income | 1,418,000 | 3,211,000 | 5,064,000 | 7,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,311,000 | 58,285,000 | 60,321,000 | 62,470,000 |
| Total capital | 62,859,000 | 65,073,000 | 67,369,000 | 69,799,000 |
| Risk-weighted assets | 593,006,000 | 613,288,000 | 641,410,000 | 660,066,000 |