Call reports 2002
CNB NATIONAL BANK — 2002
What CNB NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 623,906,000 | 660,435,000 | 686,015,000 | 729,702,000 |
| Total loans | 525,119,000 | 562,097,000 | 580,190,000 | 616,678,000 |
| Allowance for loan losses | 5,371,000 | 5,750,000 | 6,045,000 | 6,574,000 |
| Securities available for sale | 34,052,000 | 38,964,000 | 49,283,000 | 46,685,000 |
| Securities held to maturity | 2,038,000 | 1,738,000 | 1,129,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,868,000 | 588,774,000 | 613,785,000 | 649,051,000 |
| Interest-bearing deposits | 474,635,000 | 505,091,000 | 533,202,000 | 568,976,000 |
| Noninterest-bearing deposits | 77,233,000 | 83,683,000 | 80,583,000 | 80,075,000 |
| Equity capital | 54,609,000 | 56,820,000 | 58,654,000 | 61,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,744,000 | 19,866,000 | 30,582,000 | 41,398,000 |
| Interest expense | 3,740,000 | 7,310,000 | 11,099,000 | 15,025,000 |
| Net interest income | 6,004,000 | 12,556,000 | 19,483,000 | 26,373,000 |
| Noninterest income | 1,403,000 | 2,899,000 | 4,450,000 | 6,107,000 |
| Noninterest expense | 5,134,000 | 10,407,000 | 15,736,000 | 21,055,000 |
| Provision for loan losses | 500,000 | 1,025,000 | 1,625,000 | 2,375,000 |
| Pretax income | 1,773,000 | 4,027,000 | 6,576,000 | 9,245,000 |
| Income tax | 671,000 | 1,477,000 | 2,434,000 | 3,410,000 |
| Net income | 1,102,000 | 2,550,000 | 4,142,000 | 5,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,920,000 | 50,055,000 | 51,833,000 | 54,712,000 |
| Total capital | 53,291,000 | 55,805,000 | 57,878,000 | 61,286,000 |
| Risk-weighted assets | 515,100,000 | 547,087,000 | 564,810,000 | 601,179,000 |